Ann Elizabeth Loretz was the daughter of Elizabeth Ramsour and Andrew H. Loretz.

She married in Catawba County, NC, December 24, 1850, Noah Summerrow

She was accounted for in the Lincoln County 1830 census. She was listed in the 1850 Lincoln County census as living with the household of her uncle, John Coulter. Her husband-to-be was also listed with the same household as an apprentice of John Coulter.

They were listed in the NC 1860 Census near Kelliams Mill in Lincoln County, NC, as: Noah Summerow, age 32; Ann, age 31; Alice, age 9; Theodorea, age 7; Angeline, age 5; Ann C., age 2; Ella, age 5 months; Lofa (Sofa) Burns, 37, f, laborer; Marion Edmond, age 18, Laborer; Wesley Hedspeth, age 28, Farmer; Elmira [Summerow] Hedspeth, age 47; Peter Summerow, age 18, laborer; Sarah Hoyle, age 11; and Elizabeth Summerow, age 58.

They were listed in the August 28, 1870, US Census in Union Township, Lincoln Co., NC, as Noah Summerrow, Farmer, 41; Ann L., 40; Alice, 18; Dora, 16; Angie, 14; Katie, 12; Beauregard, 9; Lee, 6; no name, dau, 1/12; with John Milaholland, 22, farm laborer; Jim Killiam, (black) 64, shoe maker (from image of census).

They were listed in the NC 1880 Census in Lincolnton as Noah Summerrow, 51, Farmer (both parents born in NC); Ann, wife, 50, Keeping House; Katie, dau. 22; Beauford, son, 18; Lee, son, 16; Caroline, dau., 10; and Rosa Tucker, niece, 21; all born in North Carolina.

They lived in Lincoln County before he moved into the Professors House at the College in Newton, where he opened a boarding house for Catawba High School and Female School of Newton in July 1880. This boarding house was known as the Summerrow House.

They had eight children:

1. Alice S. B. Summerrow (1851-1924)

2. Cleadora Elizabeth Summerrow (1853-1891); m. Sidney Hinson

3. Angeline Elia Summerrow (1855-1883); m. Franklin G. Michael

4. Catherine Ann Summerrow (1857-1923); m. William Riley Self

5. Ella May Jane Summerrow (1860-1862)

6. Beauregard Jackson Summerrow (1862-1890); m. Elizabeth Vanstory

7. Lee Richardson Summerrow (1864-1911); m. Maggie M. Quinn Boone

8. Caroline Loretz Summerrow (1870-1888)