Herbert Arthur, "Ted" Lotz was born in New Richmond, Wisconsin. He graduated high school in New Richmond and went to Minneapolis, Minnesota in search of work. He eventually got a job in a machine shop and learned the trade. There he met Hazel Caroline Henderson. On the 14 June 1924 they married in Minneapolis. During the depression when money was scarce he said he rebuilt the engine of his Ford Model A in the apartment where he and Hazel lived. He soaked and cleaned parts in the bath tub and hand polished the cylinders and crank until round with emery paper. They could not afford to have machine work done. He worked in London, England during the German "Blitz" as a machinist. When America entered the war, Ted returned home. He got a job helping build the Al-Can Highway working again as a machinist. When the war was over he went to work for the Minneapolis Star Tribune. There he worked as a pressman from which he retired after more than 30 years. He and Hazel retired near Siren, Wisconsin. Their home "Lotz of Pines" as he called it, was out in the woods off of County Road B and Lynch Bridge Road where it crosses the Clam River. Originally a cabin built in 1933-1934 by Ted and Edwin Blewett, Ted's brother-in-law, it was eventually enlarged into a nice home. He and Edwin built the entire place including a beautiful rock fireplace and chimney. It never worked very well though and would fill the cabin with smoke. Aunt Hazel loved to tell that story when anyone would visit. They shared the property until shortly after Helen, Ted's sister and Edwin's wife's death in 1943. At that time Edwin sold his share to Ted and Hazel. Here he and Hazel lived until 1988. At that time they sold the property to Hazel's nephew, Leroy and Gloria "Betz" Zakzaska and moved into Spooner, Wisconsin. Ted was a fine marksman. He liked to shoot the tails off squirrels around the cabin/house because they ate the corn he would feed the deer in the winter. He did not want to kill them but instead teach them a lesson he would always say.

Herbert and Hazel did not have any children. When asked why, he always said "it just never happened". As such he was affectionately known to all the family as "Uncle Ted"

He and Hazel are buried at White Pines Cemetery, Hertel, Wisconsin.